Helping Real People Find Real Solutions For Better Health

Everyone who applies qualifies. Works in partnership with other plans.
Accidents are the leading cause of death for Americans under the age of 40, and the 5th leading cause for people of all ages. Over 52% of all medical cost are due to accidental injury. There are no health questions and no underwriting.
 
Association Benefits:
As a member you will receive the following association benefits:

• Helicopter Rescue:  Emergency Medical Transportation by helicopter in accordance with local EMS protocols, this program will reimburse the participant up to a maximum of $4,000.00 per occurrence.
• Worldwide Travel Assistance:  For members traveling more than 100 miles from home, this program provides several benefits and services, including; Emergency Evacuation/Repatriation, Transportation of Mortal Remains, Transportation of Escort, Family Visitation Including Expenses, Minor Children Return, Vehicle Return to name a few of the many benefits in this plan.
• Consult A Doc:  Available when your doctor is not. 
• Prescription Savings:
• 24 Hour Nurse Hotline:
  

And access too many more consumer and healthcare benefits! VIEW DETAILS

Plus these additional Insurance Benefits:

$10,000 Accident Medical Expense Insurance per occurrence
The coverage is up to $10,000 per occurrence ($100 per occurrence deductible applies).The accident insurance can be used at any doctors office, urgent care facility medical clinic or hospital emergency room.  VIEW DETAILS

Accidental Death and Dismemberment $50,000 principal amount.
There are no health questions and no underwriting.
This is not basic health Insurance.


THIS IS NOT TRADITIONAL HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT MEDICAL AND ACCIDENT INDEMNITY INSURANCE. NONE OF THESE, INIDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR TRADITIONAL HEALTH INSURANCE, MAJOR MEDICAL INSURANCE, MEDICARE, A MEDICARE SUPPLEMENT, OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.

This material is designed for informational purposes only and merely summarizes the benefits available. All benefits are subject to the contracts, master group insurance policy and any amendment, which alone constitutes the agreement.

THIS IS LIMITED ACCIDENT MEDICAL EXPENSE INSURANCE. IT IS AN ACCIDENT ONLY POLICY AND DOES NOT COVER LOSS OR EXPENSE RESULTING FROM SICKNESS,DISEASE, OR BODILY INFIRMITY.
In order to receive benefits, a covered person must sustain an injury while the policy is in force and such injury directly and independently causes a loss covered by the policy. This material is designed for informational purposes only and merely summarizes the benefits available. All benefits are subject to the contracts, master group insurance policy and any amendments, which alone constitute the agreement under which payments are made at the time of claim.   All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions, and limitations, of the group policy. To obtain more information about this benefit, please call 877-714-3336. All members of The Association for Healthy Ideas and Resources are eligible to receive these benefits. The insurance benefits are underwritten by United States Fire Insurance Company of 5 Christopher Way, Eatontown, NJ 07724, issued to the AHIR. Coverage is not provided for loss due to a pre-existing condition. The underwriting risks, financial obligations and support functions associated with the products issued by United States Fire Insurance Company of 5 Christopher Way, Eatontown, NJ 07724, are it’s responsibility. United States Fire Insurance Company is responsible for its own financial condition and contractual obligations.